Expert Commentary

Golden Living: Healthy aging and financial security

Published December 4, 2025
Key Takeaways
  • Caregiving has become longer term with 30% of caregivers providing care for 5+ years.
  • On average, caregivers spend 27 hours per week providing care, and 24% provide 40 or more hours per week.
  • Working caregivers often face negative financial impacts, including taking on more debt (22%), using up short-term savings (31%), and leaving bills unpaid or paying bills late (19%).

Dr. Lori Frank, National Alliance for Caregiving’s Senior Research Fellow, joined a panel discussion, Golden Living, by New York Life. The panel brought together leading voices in the health, wealth, and care spaces to explore how individuals can maintain health and financial security as they age—and how to proactively approach “golden years” and “golden living”.

Dr. Frank connected the impacts of longevity to family caregiving and data from Caregiving in the US 2025 noting an increase in the duration and intensity of care, and the long-term financial impacts of caregiving. Revisit key insights shared by panelists by viewing the recording.

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